Banking & Managing Money

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Banking & Managing Money

What does it mean to have a checking account that's "57x better"?

What does having a checking account that's "57x better" really mean for you, your family, and your wallet? Let's break it down.

Podcasts & Multimedia

Kick Off 2026 With Clarity: How to Set Financial Goals That Actually Stick

The start of a new year has a way of making us pause and reflect - especially when it comes to our finances. After holiday spending, rising costs of living, and the realities of everyday expenses, many of us find ourselves asking the same question:

Money Basics

Simplify Budgeting with the 50/30/20 Approach

Budgeting can be tough, especially if debt has already started piling up - or the amount you think you're spending doesn't match up with your credit card statement. That's why it can be helpful to start with a flexible framework that makes it easy to visualize your spending and saving habits, while still allowing you to have some fun with your money.

Podcasts & Multimedia

Cancele su deuda antes con transferencias de saldos

It's easy to get wrapped up in the hustle and bustle of holiday spending. So much so, that sometimes you spend more than you planned. However, here at LMCU, we're hopeful a balance transfer might help! Hear what our lending expert, Joe Batt, has to say on transferring credit card balances after the holidays.

Podcasts & Multimedia

Compre a pequeños emprendedores para las fiestas

If you're an avid user of online shopping and store-to-door delivery subscriptions, figuring out where to make changes could be a challenge. Never fear, LMCU is here!

Podcasts & Multimedia

Billeteras electrónicas

What's the Deal with Digital Wallets? If you're looking for a great way to stay organized digital wallets might be for you. No more fumbling for cash or plastic. Simply use your smartphone, pay, and be on your way.

Podcasts & Multimedia

Cómo la tecnología puede ayudarlo a administrar sus finanzas

All of us are seeking out ways to make being an adult a little easier. Managing your finances can be a chore, but you may be able to use technology to your advantage. Here are a few tips and tricks you may not be using yet that could help streamline your process.

Podcasts & Multimedia

Spending Your Savings on Purpose

Three Ways to Make the Most Out of Your Savings. Hizo un presupuesto. Se ajustó a él. Por fin logró llegar al final de cada mes con un poco de dinero sobrante. Congratulations! Now comes the tricky part: what to do with that extra cash?

Money Basics

Plan ahead for the holiday budget crunch

Every year, millions of Americans celebrate the holidays with traditions such as throwing parties and buying gifts for family and friends. Unfortunately, many also participate in a tradition that lands them in debt -- spending more than they can afford.This year, break the buy-now, worry-later habit by creating -- and sticking to -- a special holiday spending plan. It won't take long, and you'll still be able to spread cheer without completely draining your wallet.

Security & Fraud Prevention

Mobile Authenticator offers increased online banking security

Mobile authenticator is an added level of protection when logging on to online banking from your PC. The mobile authenticator generates a one-time, time-sensitive, six-digit code directly on your smart phone. When prompted, you'll enter this code into LMCU's online banking login . To learn more visit LMCU.org/MobileAuthenticator.

Money Basics

Keep Track of How Much Joy You’re Spreading (and Spending)

'Tis the season for giving…and giving…and giving. And all that giving can be hard to keep track of. Don't worry, our budget tool located within Online Banking can help. Here are just a few of the features: