Lake Michigan Credit Union

The best place for your money, dreams, and community.

Our members are our neighbors. At LMCU, you'll find banking products & services that help you earn more & pay less, plus a passion for helping our whole neighborhood live better.

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What's your goal?

Earn more Grow your business Buy a house

Our rates

As a credit union, we work for our members, not any shareholders. That's why, whether you're saving or borrowing, our rates beat the big banks.

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Cuenta de cheques Max

Earn as much as

4.00

APY

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Hipotecas

First home, bigger home, or vacation home: LMCU has a mortgage that'll get you there.

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Auto loans

Tasas de tan solo

5.74

APR

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9 month CD VIP Bonus

3.90

APY

Schedule an Appointment Learn more

Disclosures

Rates as of 9/17/2026 and subject to change. El saldo mínimo para abrir un CD es de $500. Puede cobrarse una multa por el retiro anticipado de un certificado de plazo fijo o IRA. Los cargos pueden reducir las ganancias. Se requiere una membresía de $5. Las tasas de CD incluyen un 0.25% adicional debido al programa MORE VIP Relationship Reward Bonus

You’ll love banking, growing, and thriving here.

Buy a car. Own a home. Raise a money-smart family in a happier, healthier community. Beyond banking, we invest our time and money in housing, healthcare, education, and economic inclusion.

Our Values About Us