We make expensing it less expensive
Office supplies. Last-minute tools. Travel and meals. Earn 2% cash back on all of it, while simplifying spending.
Simple rewards, for smarter business spending
Looking for a good business deal? Our Business Credit Card offers a straightforward way to manage expenses while earning 2% cash back. That's a win-win in our eyes. And your wallet.
Earn rewards
We make everyday business spending rewarding, without tracking categories or rotating offers.
Manage expenses
Keep your monthly spending organized with clear and easy transaction documentation.
More spending power
Access a credit line designed to support your day-to-day operations.
Ready to start earning cash back on every business purchase?
Business Credit Card FAQs
LMCU’s Business Credit Card earns 2% cash back on every purchase.
How this works in practice is that for each dollar you spend using your Business Credit Card, you'll earn 2 points. These points can be redeemed through your LMCU account in Online Banking for merchandise, travel perks, and more - including cash back. Every 100 points you redeem is worth $1 in cash back.
Our Business Credit Card's rates and fees (or lack thereof!) are designed to support your business's cash flow. That means we offer:
- Rates as low as 16.75% APR*
- Sin cargos por transferencia de saldos
- Sin cargo anual.
- Sin límites en usuarios autorizados
- A 25-day grace period for payments
Business Credit Cardholders can also enjoy:
- Protección contra fraude gratuita las 24 horas del día
- Acceso sin cargo en línea para la administración de cuentas para ver transacciones, estados de cuenta o realizar un pago
Your bottom line is our top priority
Disclosures
Sujeto a aprobación del crédito y calificación de ingresos.
2% cash back rewards on all purchases.
APR = Tasa anual equivalente. Tasas vigentes a partir del 9/17/2026. Las tasas son variables y están sujetas a cambios después de la apertura de la cuenta. Tasa más baja presentada en función de calificación crediticia de 760. Cargo por adelanto de efectivo: 3% del adelanto de efectivo. Cargo por transacción internacional: 1% de la transacción. Cargo por pago vencido hasta $25. Sujeto a aprobación del crédito y calificación de ingresos. Otras tasas y términos disponibles, contáctenos para obtener más información. Se requiere una membresía de $5 si no es miembro.
Las tasas son variables y están sujetas a cambios después de la apertura de la cuenta.
No annual fee. No balance transfer fees.
No limit on authorized users.
25-day grace period for payments.
Free around-the-clock fraud protection.
