Tasas

Great checking & savings rates, always up to date.

From a high-yield checking account that’s 57x better than the average bank’s to savings accounts that grow with you, we help you earn more every day.

Cuenta de ahorro

Member Savings - Rates
Cuenta Tasa de dividendo (interés) APY
Savings — $100 + 0.25% 0.25%
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Rates as of 09/17/26 and subject to change.

Max Savings - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta de ahorro Max - $0 - $99.99 0.00% 0.00%
Cuenta de ahorro Max - $100 - $99,999.99 1.74% 1.75%
Cuenta de ahorro Max - $100,000 - $249,999.99 2.87% 2.90%
Cuenta de ahorro Max - $250,000 - $499,999.99 3.11% 3.15%
Cuenta de ahorro Max - $500,000 - $999,999.99 3.11% 3.15%
Cuenta de ahorro Max: $1,000,000 + 3.84% 3.90%
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Rates as of 09/17/26 and subject to change.

Max Money Market - Rates
Cuenta Tasa de dividendo (interés) APY
Max Money Market — $2,500 - $9,999.99 1.00% 1.00%
Max Money Market — $10,000 - $24,999.99 1.00% 1.00%
Max Money Market — $25,000 - $49,999.99 1.98% 2.00%
Max Money Market — $50,000 - $99,999.99 1.98% 2.00%
Max Money Market — $100,000 - $249,999.99 2.86% 2.90%
Max Money Market — $250,000 - $999,999.99 3.11% 3.15%
Max Money Market — $0 - $2,500 1.00% 1.00%
Max Money Market — $1,000,000 + 3.83% 3.90%
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Rates as of 09/17/26 and subject to change.

Holiday Club - Rates
Cuenta Tasa de dividendo (interés) APY
Holiday Club 0.25% 0.25%
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Rates as of 09/17/26 and subject to change.

Kids Club Savings - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta de ahorros del club de niños - $0 - $1,000 2.97% 3.00%
Cuenta de ahorro del club de niños - $1,001 + 0.25% 0.25%
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Rates as of 09/17/26 and subject to change.

Teen Club Savings - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta de ahorro del club de adolescentes - $0 - $1,000 2.97% 3.00%
Cuenta de ahorro del club de adolescentes - $1,001 + 0.25% 0.25%
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Rates as of 09/17/26 and subject to change.

Health Savings Accounts - Rates
Cuenta Tasa de dividendo (interés) APY
Health Savings Account — $5,000 - $14,999.99 0.50% 0.50%
Cuenta de ahorro para gastos médicos - $15,000 + 1.00% 1.00%
Health Savings Account — $0 - $999.99 0.25% 0.25%
Health Savings Account — $1,000 - $4,999.99 0.25% 0.25%
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Rates as of 09/17/26 and subject to change.

IRA Money Market Savings - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta de ahorro Money Market IRA 0.60% 0.60%
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Rates as of 09/17/26 and subject to change.

Roth IRA - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta de acciones Roth IRA 0.60% 0.60%
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Rates as of 09/17/26 and subject to change.

SEP IRA - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta SEP IRA 0.60% 0.60%
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Rates as of 09/17/26 and subject to change.

Coverdell ESA Money Market - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta de ahorro para la educación (ESA) Coverdell y Money Market 0.60% 0.60%
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Rates as of 09/17/26 and subject to change.

Cuenta de cheques

Free Checking Account - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta de cheques sin cargo 0.00% 0.00%
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Rates as of 09/17/26 and subject to change.

Max Checking¹ - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta de cheques Max - $0 - $15,000 3.93% 4.00%
Cuenta de cheques Max - $15,000.01 + 0.00% 0.00%
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Rates as of 09/17/26 and subject to change.

Investors Checking - Rates
Cuenta Tasa de dividendo (interés) APY
Investors Checking Account — $2,500 - $4,999.99 0.15% 0.15%
Investors Checking Account — $5,000 - $24,999.99 0.15% 0.15%
Cuenta de cheques para inversores - $25,000 + 0.20% 0.20%
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Rates as of 09/17/26 and subject to change.

Advantage 50 Checking - Rates
Cuenta Tasa de dividendo (interés) APY
Cuenta de cheques Advantage 50 0.25% 0.25%
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Rates as of 09/17/26 and subject to change.

IOLTA - Rates
Cuenta Tasa de dividendo (interés) APY
IOLTA 2.70% 2.73%
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Rates as of 09/17/26 and subject to change.

IOTA - Rates
Cuenta Tasa de dividendo (interés) APY
IOTA 2.70% 2.73%
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Rates as of 09/17/26 and subject to change.

Business Interest Checking - Rates
Cuenta Tasa de dividendo (interés) APY
Business Interest Checking Account 0.00% 0.00%
Business Interest Checking Account — $2,500 - $9,999.99 0.10% 0.10%
Business Interest Checking Account — $10,000 - $24,999.99 0.10% 0.10%
Business Interest Checking Account — $25,000 - $99,999.99 0.15% 0.15%
Business Interest Checking Account — $100,000 - $499,999.99 0.20% 0.20%
Cuenta de cheques comercial con intereses: 500,000 + 0.20% 0.20%
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Rates as of 09/17/26 and subject to change.

Disclosures

Rates may change after account opening. This APY is accurate as of 9/17/2026. Los cargos pueden reducir las ganancias. Sin requisito de saldo mínimo. To earn interest some requirements apply. Los requisitos mensuales deben cumplirse antes de las 8:00 p.m. ET del último día del mes. Las compras no incluyen transacciones en ATM Los requisitos de compra con tarjeta de crédito o débito se basan en la preferencia de compra. No se pagan intereses sobre saldos de más de $15,000. No se pagan intereses si no se cumplen los requisitos. Casi $600 se gana en 4.00% APY sobre saldos de $15,000.00.

Disclosures

Los cargos pueden reducir las ganancias. Tasas sujetas a cambios después de la apertura de la cuenta. Se aplican algunos requisitos.