Max Rewards vs. Prime Platinum

Which LMCU credit card is right for you?

Pick the right card for your goals: earn cash back with Max Rewards or keep interest low with Prime Platinum.

Two LMCU credit cards side by side for comparison

Two cards, one promise.

At LMCU, we equip you to achieve your financial goals.

If you want to earn cash back on everyday purchases, choose Max Rewards.

If you want the lowest possible rate, go with Prime Platinum.

Feature	Tarjeta Max de recompensas Visa	Prime Platinum Visa
Feature
Best for	Earning cash back/points. Fueling up, getting groceries, and other everyday purchases Cardholders who pay off their balance in full each month Visa Signature card for credit limits higher than $5,000	Keeping interest low for cardholders who carry a balance. Consolidating debt. Financing bigger purchases.
Recompensas	You'll earn points on every purchase. Points can be redeemed for cash back, gift cards, travel vouchers, or merchandise. Earn 3% on gas and EV charging 2% on groceries and dining 1% on everything else¹	No rewards, as this credit card is focused on offering a low rate with no surprise fees.
Purchase APR²	13.50% – 18.00%	9.75% – 17.75%
Annual Fee	$0	$0
Balance Transfer	$0	$0
Protection	Free, 24/7, zero-liability fraud protection. Car rental insurance.	Free, 24/7, zero-liability fraud protection. Car rental insurance.
	Solicite ahora See Details	Solicite ahora See Details

Disclosures

Percentage cash back based on per dollar spent. 3% cash back on gas and EV charging capped at $500 per month and then 1% after maximum is reached. 2% cash back on groceries is unlimited. 2% on dining is unlimited (Max Rewards Visa Signature only). 1% on all other purchases is unlimited.

Rate as of 9/17/2026. Las tasas son variables y están sujetas a cambios después de la apertura de la cuenta. Tasa más baja presentada en función de calificación crediticia de 760. Rates can vary dependent on evaluation of credit history. Comuníquese con LMCU para obtener más detalles. Cargo por adelanto de efectivo: 3% del adelanto de efectivo. Cargo por transacción internacional: 1% de la transacción. Cargo por pago vencido hasta $25. Sujeto a aprobación del crédito y calificación de ingresos.